See exactly what borrowing or saving costs
The Interest Calculator projects the growth of a loan or savings balance over time, supporting both simple and compound interest. Enter the principal, annual rate, term and compounding frequency, and see the total interest and final balance at every interval.
Compound interest is famously hard to estimate mentally — even small rate differences snowball over years. Seeing a 5-year loan's interest side by side at two different rates, or a savings balance with monthly versus annual compounding, turns an abstract percentage into a concrete decision.
The schedule is computed locally in your browser with standard financial formulas. Use it to compare loan offers, sanity-check bank quotes, set savings expectations and understand amortisation before you sign anything. It is an estimator, not a substitute for your lender's official schedule.
Like every Piclizer tool, this one runs entirely in your browser — your files stay on your device.